Job detail for Anti-Money Laundering Specialist

Company Description

MORE THAN JUST A CARD MACHINE, MORE THAN JUST A DIGITAL ACCOUNT: a complete solution for our customers, a business made of people, for people.

We were born with the purpose of improving lives, sharing dreams and achievements. We do this through innovative solutions that transform, with simplicity and efficiency, the financial management of people and businesses.

And now, we are part of Serasa Experian: together we are creating a better future for everyone, expanding opportunities here and now. In addition to our customized business solutions, we are also working hand-in-hand with Serasa on solutions for the end consumer, carrying out a series of initiatives that bring benefits to the population's education, management, and financial empowerment. Through the Serasa platform, we enable the offering of the Serasa Digital Account, which is a payment account that allows consumers to make various payments, including for debt negotiations on Serasa Limpa Nome, quickly and securely.

Here at PagueVeloz, we want to do things differently, be disruptive, welcome and attract entrepreneurs, and show that the financial market can indeed be: less bureaucratic, slow, old-fashioned, and much less complicated. To do this, we are building a strong, diverse team that is not afraid of challenges. Here, diversity is an ally of transformation. Therefore, we encourage and care for applications from professionals who are: women, Black, Indigenous, Asian, and/or multiracial people, members of the LGBTQIANPN+ community, people with disabilities (PcD), and people in vulnerable situations.

Like what you see? Then come tell new stories and be part of the #TimeVeloz too.

Job Description

• Structure and lead projects for the implementation and improvement of AML/CFT controls, ensuring the definition of scope, timeline, milestones, risks, and deliverables.
• Coordinate squads, integrating Technology, Business, Legal, and other stakeholders involved in the projects.
• Monitor the progress of deliverables, identifying deadline deviations, risks, and dependencies, with appropriate reporting and escalation to the manager.
• Act as a focal point between the AML/CFT area and business areas in leading strategic projects and initiatives.
• Analyze transactions and atypical situations, preparing technical opinions and reports for communication to Coaf, when applicable.
• Participate in the review and optimization of rules, scenarios, and parameters of transactional monitoring systems.
• Conduct due diligence processes for higher-risk clients, partners, and counterparties.
• Draft, review, and keep updated internal policies, procedures, and regulations related to AML/CFT.
• Map processes, identify improvement opportunities, and propose initiatives to increase efficiency, mitigate risks, and strengthen controls.
• Support the execution of KYC (Know Your Customer), KYP (Know Your Partner), and KYE (Know Your Employee) procedures.
• Support internal and external audits by providing evidence, documents, and information related to AML/CFT controls.
• Develop and consolidate indicators, management reports, and executive materials for presentation to the AML/CFT Committee.
• Document lessons learned, disseminate best practices, and contribute to the continuous evolution of the area's governance and processes.

Qualifications

• Completed higher education degree in Law, Business Administration, Economics, Accounting, or related fields.
• Solid experience (minimum of 5 years) in Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT), preferably in financial institutions, fintechs, or regulated environments.
• Proven experience in leading and conducting projects, from scope definition to implementation and monitoring of results.
• In-depth knowledge of applicable legislation and regulations, including Law No. 9.613/98, Central Bank of Brazil (Bacen) regulations, and Coaf guidelines.
• Experience in risk analysis, transactional monitoring, and implementation of AML/CFT-related compliance controls.
• Ability to act strategically, with a strong interface between business, technology, legal, and compliance areas.

Preferred Qualifications:

• CAMS (Certified Anti-Money Laundering Specialist) certification or equivalent.
• Certifications in Project Management or agile methodologies, such as PMP, PMI-ACP, Scrum Master, or similar.
• Experience with agile frameworks and methodologies for project management and execution.
• Familiarity with project management and collaboration tools, such as Jira, Confluence, or equivalents.
• Experience in process automation initiatives, digital transformation, or the application of Artificial Intelligence in AML/CFT controls.
• Knowledge of SQL or other data analysis tools for investigation, monitoring, and generating insights.
• Experience interacting with internal and external audits and regulatory bodies.
• Analytical profile, with strong organizational, prioritization, stakeholder management, and complex problem-solving skills.

Additional Information

Serasa Experian is much more than you imagine. With the purpose of creating a better future, expanding opportunities for people and companies, in Brazil we are more than 4,000 people working in diverse teams and specialties. Here, each knowledge and diversity complements each other and you can work on what you love most; we are committed to building an inclusive culture and an environment in which people can balance their careers with their personal commitments and interests, valuing well-being.

We are dedicated to being one of the best and most innovative companies to work for in the country, enabling incredible experiences and careers for our people. Our strong people-first approach is recognized externally through various market certifications: we have been awarded by Great Place To Work™ in 24 countries and by the international Top Employers certification, in addition to being recognized as one of the best companies for young professionals and having a 4.6 rating on Glassdoor. Each recognition indicates that we are on the right track, providing an increasingly better work environment for our talent.

Come be #TimeVeloz!

Let's grow together! We want to truly contribute to the growth of those around us. Our Purpose? To improve lives, share dreams and achievements.