Job detail for Investment Approval Specialist for Small Business

Investment Approval Specialist for Small Business (m/f)

Behind every approval lies a judgment that enables someone's next step.

Credit approval is a vital part of responsible banking. It is based on understanding customer business, assessing , and identifying risks so that the bank can make high-quality and timely financing decisions.

We are looking for someone who can connect financial and business data, identify key risks, and formulate their findings into a clear and professionally substantiated credit assessment.

If you want to use your knowledge to contribute to decisions that support good business opportunities while protecting the bank's interests, we invite you to join our team.

What do we offer?

• Stability and flexibility: permanent employment with a 6-month probationary period and flexible working hours.
• Impact and autonomy: a responsible role where you can help shape the organization and the further development of processes.
• Knowledge and career development: professional onboarding, training, and support for competency development and career path, where you will gain an in-depth understanding of the business.
• Well-being: inclusion in health care, accident, and pension insurance programs.
• Connected team: collaboration with experienced colleagues in a professional and encouraging environment.
• More than just work: numerous sports, social, and team events at the bank and banking group level.

What will your work involve?

• assessing the of profitable clients based on collected financial and business data,
• reviewing credit proposals, analyzing risks, and preparing credit analyses and assessments,
• approving credit proposals within assigned authorities or preparing expert opinions for higher decision-making bodies,
• timely preparation and submission of credit proposals to various levels of approval,
• managing the processing of a credit proposal from receipt to final decision,
• providing timely feedback on the progress and conclusion of the review,
• verifying the appropriateness of the client's classification and credit rating,
• informing the Proactive Credit Exposure Management Department of any irregularities identified during the assessment of existing profitable clients,
• participating in improving the efficiency and quality of the credit decision-making process,
• supporting the supervisor in the daily work of the sector.

Who are we looking for?

We are looking for a colleague who can understand the broader business picture when assessing credit proposals, while remaining attentive to data and risks that can significantly impact the decision.

We value:

• an analytical and structured way of thinking,
• the ability to connect financial and business information,
• good judgment and the ability to form clear and reasoned conclusions,
• precision, responsibility, and reliability,
• independence at work and consistent adherence to deadlines,
• good organization, even when handling multiple credit proposals simultaneously,
• the ability to cooperate with various participants in the credit process,

What do we expect?

• At least a VI. level of education in a relevant field,
• at least two years of relevant work experience in credit analysis, banking, finance, or another comparable field,
• knowledge of financial statement analysis and assessment,
• active knowledge of the English language,
• good knowledge of Microsoft Office software tools.

Are you interested?

If you want to use your analytical knowledge to assess concrete business cases and be part of an environment where professional assessment significantly contributes to the quality of credit decisions, we invite you to send us your application with a resume.

**We accept applications until 25.09.2026.**We look forward to meeting you.